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Welcome To Simmons Insurance Agency

Family owned and operated since 1973, Simmons Insurance Agency has delivered quality insurance solutions to individuals and businesses in North Carolina and Virginia. Our team has over 50 years of combined experience. Our focus is to educate our clients and annually review their coverages to make sure they are up to date with the best coverage for their premium.

We specialize in all forms of Business insurance coverage, including but not limited to Restaurant, Subcontractor, Artisan, Convenience Store and Garage insurance. We work with start-up businesses from the beginning through the first two years to make sure their coverages meet their ever-changing needs and operations. We are very active in our community, working with law enforcement, schools and other local organizations.

For Home Insurance, Auto Insurance, Life Insurance, Health Insurance, Recreational Vehicle Insurance, Personal Umbrella Insurance and other forms of personal insurance we offer, click here.

Our team of experienced insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and quality customer service to create an experience that’s difficult to find in today’s market. At Simmons Insurance Agency, we’ll work with you to ensure that you and those you care about most are protected. 


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We would like to welcome Kara Richardson, our new Associate Agent, to Simmons Insurance Agency!

Kara is a graduate of Carroll Count High School and currently working to obtain her Business Administration Degree at Wytheville Community College. Her experience in working in a medical office helps her to pursue her career in customer service, here at Simmons Insurance Agency. Kara has begun her career at Simmons Insurance Agency as an Associate Agent in our Mount Airy location.

Aside from her education and working in customer service, she resides on a farm with her husband in Galax, Virginia. Kara and her husband own and run a cattle farm. This gives her extensive knowledge in helping farmers protect their biggest investments. She specializes in personal auto and home, commercial, farm and life insurance. Kara can help a wide range of customers, as she is licensed in North Carolina and Virginia.

With her outgoing personality, she is ready to help customers with any of their insurance needs.

Meet Our Team

Pam Morgan
Pam Morgan

Principal Agent

Crystal Lopez
Crystal Lopez

Associate Agent

Kara Richardson
Kara Richardson

Associate Agent

Stephanie Timmons
Stephanie Timmons

Office Manager/Claims Specialist

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Our Locations

Click a location below for its address, phone number, hours, and directions.

Pilot Mountain Location
534 S Key Street Pilot Mountain, NC 27041
Office: 336-368-5204
Fax: 336-419-0208
Mount Airy Location
1428 W Pine St Mount Airy, NC 27030
Office: 336-789-3001
Fax: 336-419-0208